I offer a systemic vision to reduce costs, losses due to non-payment, loan loss reserves and increase the placement of credits that add economic value for the business using risk management, fraud management, analytics, data science and collection as tools to achieve it. Data driven using conventional data and external data to develop scores models for fraud, default, collections. Handling key data vendor management and experience in risk policy analysis.
Oversee all aspects of financial management, including budgeting, forecasting, and financial reporting for a construction company specializing in commercial, infrastructure, public infrastructure.
Implement cost control measures and financial analysis techniques to optimize project profitability and ensure adherence to budgetary constraints.
Manage cash flow, accounts payable, and receivable to maintain liquidity and support ongoing operations.
Collaborate with project managers and department heads to develop project budgets and monitor financial performance against established benchmarks.
Ensure compliance with regulatory requirements and internal policies related to financial management and reporting.