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Roberto Angeles

Credit Risk & Fraud | Fintech | SME loans | BNPL

Fraud Risk Management
Consultant
SME Loans
Tech Credit Origination
Data Science
Professional Status
Employed
Available
About Me
I offer a systemic vision to reduce costs, losses due to non-payment, loan loss reserves and increase the placement of credits that add economic value for the business using risk management, fraud management, analytics, data science and collection as tools to achieve it.
Data driven using conventional data and external data to develop scores models for fraud, default, collections.
Handling key data vendor management and experience in risk policy analysis.
Resume created on DoYouBuzz
  • Improve origination for new costumers of the six companies in FINDEP, standardization of best practices, policies, process and systems to control the expected credit loss, reduces costs and generate economic value to FINDEP.
    Risk management of the Apoyo Financiero’s portfolio, a company established in California, USA focused on Hispanic market.
  • Analytical tools implementation to improve new credit origination for FINDEP: Decision engine, Cloud data, Data science and
    machine learning.
  • Development of expected loss model for FINDEP companies according to IFRS and NIF Mx.
  • Double-digit growth of the Apoyo Financiero Inc portfolio and maintain the level of past due loans by less than 3.5%.
Company Description
Financiera Independencia, S.A.B. de C.V., SOFOM, E.N.R. the leader in bringing financial inclusion to
underserved Hispanic communities of North America through responsible lending and insurance products.
Company website