Richard Wall
Head of Credit Risk Management
Dublin (9) Ireland
Professional Status
Employed
Available
About Me
Senior Banker with 20 years experience in Credit, Treasury, Risk Management and Capital Management.
Head of Credit Risk Management
AIB
Since July 2011
Full-time
Dublin
Ireland
- Credit portfolio risk management, monitoring, reporting and controlling for the Corporate and Commercial market segment in AIB.
The market segment accounts for roughly 33% of AIB's loan book, with a high concentration of distressed and troubled loan assets. - Credit Risk Appetite
- Provision approval at a portfolio level on the credit portfolio
- Credit Policy for business lending, credit management and control, provisioning etc
- Member of the various Credit Committees approving credit within the relevant market segment
- Subject Matter Expert for Risk on treasury products and in particular their related credit risks.
- Primary provider of Risk expertise for regulatory and economic capital matters
Senior Risk Manager
AIB Capital Markets
February 2007
to July 2011
Full-time
Dublin
Ireland
- Member of the Divisional Risk Management Team, responsible to the Chief Risk and Compliance Officer for the Divisional regulatory risk capital and capital forecasting.
- Lead the Division's contribution to both the Irish PCAR and European EBA Stress Testing programs as well as regular internal stress testing activity.
- A member of the Divisional Credit Committees and am the unit's Subject Matter Expert on treasury products and their related credit risks.
- The Divisional owner of the provisioning process.
- Ongoing credit loss forecasting for a significant portfolio of distressed assets.
Head of Control and Strategy
AIB Capital Markets
Since May 2003
- Working as a Senior Manager within the Treasury Credit unit, I was tasked with primary responsibility for the credit control activities surrounding AIB's treasury dealing rooms in all geographic locations. I led the team responsible for measuring and reporting on the Group's Treasury credit risks. I was also responsible to Board level Credit Policies governing these activities.
Credit Manager
AIB Capital Markets
August 1999
to May 2003
- Supporting the Bank's Treasury dealing rooms, I analysed credit for all counterparty types active in the capital markets; corporate, sovereign, bank, structured products (ABS, CMBS, RMBS etc) and non-bank financial (including US Securities Houses).
Credit Manager
ACCBank
January 1998
to July 1999
Full-time
Dublin
Ireland
- Analysed credit information to determine risks involved in lending money to customers in SME and retail market segments.
Banking Administration
ACCBank
March 1993
to January 1998
- Launched career after college into roles covering middle and back office functions for a diverse set of retail and commercial bank lending products, including term and asset finance.
- Credit portfolio management
- Treasury credit
- Corporate and Commercial / SME credit
- Credit Policy
- Risk Appetite
- Risk Frameworks
- Regulatory Capital (Basel/CRD)
- Economic Capital
- Stress Testing
- ICAAP
- Pillar 3 reporting
- Regulatory reporting
