Ines Ben Dhaoui
Financial Services Management & Information Technology Consulting
"If opportunity doesn't knock, build a door"
32 years old
Driving License
Tunis Tunisia
Employed
Open to opportunities
I am a Polytechnic Engineer and a Financial Services Industry Consultant who aimed to bring my knowledge, mindset and enthusiasm wherever I go and in whatever I do
Senior Consultant Financial Services Advisory
Ernst & Young EY
2015
to 2017
Tunis
Tunisia
- DATA ANALYTICS
AMEN BANK (Tunisia,January-February 2017):Organizational and operational transformation of the recovery subsidiary of Amen Bank
o Data Management and Data Processing (Big Data) using R
o Analysis of maturities behavior by client typology, credit typology, and by credit category (short term, Medium and Long term), by region and by agency
o Establishment of the recovery target based on the old payment behavior analysis and the bank segmentation strategy
o Construction of litigious Business Plan of the 2017 - 2021 maturities (Assumptions, target objectives, ..) - Global Banking System Transformation
BCM (Mauritania, 2016): Design of the master plan for setting up a new information system
o Information System Guiding Principles
o Functional Analysis of Business Needs
o Study of the scenarios of implementation of the target IS
o Construction of the implementation trajectory
o Technical needs analysis: infrastructures and materials
o Five-Year Plan for the Implementation of the SDSI Projects - ANTI-MONEY LAUNDERING
Attijari Bank (June-July 2017) : Audit of the compliance function and the AML-FT device
o 360 analysis of the AML-FT compliance function: scope, operational process, tools and IS, reporting and synergies, organization
o Benchmarking best national and international practices
o Identification of key projects and quickwins
o Development and implementation of the Roadmap - ORGANIZATIONAL TRANSFORMATION
Central Bank of Mauritania BCM (March 2017- In progress): Organizational redesign and process re-engineering
o Diagnosis, identification of structural deficiencies and waste in terms of cost and time within the processes
o Optimization and development of target processes
o Identification of the target organization of the bank, as well as the function sheets
o Elaboration of the transitional organizational transformation plan of the bank - STRATEGY DEVELOPMENT PLAN
BMICE (Maghreb Union, 2016): Development of five-year development plan
o External analysis
o Setting strategic direction of the bank
o Definition of the "Vision, Mission and Values" of the institution
o Definition of the resource mobilization policy
o Establishing Strategy development and director of SI scheme
o Definition of the governance rules
o Definition of the target organization and HR policy
o Definition of commercial and marketing policy
o Development of the bank's communication policy and communication plan for the bank's start-up phase - PROCESS REENGINEERING, COMMERCIAL AND OPERATIONAL EFFICIENCY
BMCI (Mauritania, 2016): Setting up an Operational and Commercial Excellence program
o Assessment of existing process to identify and analyze waste (Lean Management methodology)
o Diagnosis of network commercial dynamics (the 5 P’s Marketing mix analysis : Product, Price, Promotion, Place and People)
o Re-design of the process in a logic of efficiency and customer satisfaction (Voice Of Customer)
o Identifying and launching quicks-wins
o Modeling the new branch concept
o Performance Management and change conducting - INTERNAL CONTROL, RISK MANAGEMENT AND BANK REGULATION
BIAT (Tunisia, 2015): Evaluation of the Bank’s internal control system
o Assessment of the Internal Control system according to COSO 2013, Basel regulations and development of a new organization.
o Summary of improvement lines
o Developing an implementation roadmap for strengthening the internal control system
o Establishing an optimal organization of all control structures
