Votre navigateur est obsolète !

Pour une expériencenet et une sécurité optimale, mettez à jour votre navigateur. Mettre à jour maintenant

×

Hetal Patel

Credit Risk Analyst

Hetal Patel
32 years old
Vadodara (390002) India
Professional Status
Available soon
Available
About Me
I believe in the Kaizen theory of continuous improvement and strive to learn, implement and grow better, every day, in every way.
I am equipped with a year's experience in credit risk assessment of 50+ Indian corporate clients of varied industries and 6 years of freelance relationship management for UCMAS Gujarat. I am intensively trained in IB company valuation, front desk trading, and asset management.

Fluent in English (IELTS - 8.5/9), Hindi and Gujarati (Native), French (Level-1)

Active humanities officer, sports person and keen in collecting and maintaining souvenirs.
  • Successful credit risk assessment of 50+ Indian corporate clients (TOI > 50 cr) of varied industries. (10+ investment grade clients)
  • Developed ITI Grading product for the firm (Result: Reporting Manager awarded Spark of the Month for the successful launch of the grading product)
  • Key SME Products under purview: BLR Rating (under BASEL II guidelines), Fixed Deposit Rating, ITI Grading and RESCO Grading
  • On live price movements, implemented fundamental macroeconomic analysis and used technical analysis tools to manage a portfolio of E-mini S&P500, GBP/USD, EUR/USD, Lite Crude Oil, Coffee and 10 yr. US Treasury Notes with 82% success and 87% Optimum Risk Management grade
  • Undergo intensive training on Investment Banking
  • Intern in the Business Engineering department
  • Do Productivity Analysis
  • Execute Capacity Modelling and Inventory Listing
  • Execute a project of Business Process Re-engineering
  • Create database of fragmented processes
Detailed Description
  • Undergone 4 day intensive training on Investment Banking
  • Created management documents for the BE team
  • Under process re-engineering, studied a process undertaken by the bank which is fragmented across various desks geographically and identified cross training and process stream lining opportunities resulting in optimizing team’s resources.
  • Implemented DILO technique to identify cross training opportunities to balance work load for two teams across Asia and New York thus saving a supervisory role of an employee under productivity analysis.
  • Created database of 94 GTS operations for helping the BE Team in their decision making
Company Description
Banking and Financial Services
  • Developed Business Relations for UCMAS with franchisee owners, Board of Trustees, Principals, Teachers of schools, Parents and children, other Dignitaries
  • Promoted about 200 UCMAS franchises pan Gujarat. Addressed masses
  • Illustrated the use of abacus and its influence on brain development and introduced memory mapping techniques
  • Recommended incentive program for demo kids and mentored fellow demo kids
Company Description
Education services