Hetal Patel
Credit Risk Analyst
32 years old
Vadodara (390002) India
Professional Status
Available soon
Available
About Me
I believe in the Kaizen theory of continuous improvement and strive to learn, implement and grow better, every day, in every way.
I am equipped with a year's experience in credit risk assessment of 50+ Indian corporate clients of varied industries and 6 years of freelance relationship management for UCMAS Gujarat. I am intensively trained in IB company valuation, front desk trading, and asset management.
Fluent in English (IELTS - 8.5/9), Hindi and Gujarati (Native), French (Level-1)
Active humanities officer, sports person and keen in collecting and maintaining souvenirs.
I am equipped with a year's experience in credit risk assessment of 50+ Indian corporate clients of varied industries and 6 years of freelance relationship management for UCMAS Gujarat. I am intensively trained in IB company valuation, front desk trading, and asset management.
Fluent in English (IELTS - 8.5/9), Hindi and Gujarati (Native), French (Level-1)
Active humanities officer, sports person and keen in collecting and maintaining souvenirs.
Jr. Corporate Ratings Analyst
Credit Analysis & Research Limited
Since October 2014
India
- Successful credit risk assessment of 50+ Indian corporate clients (TOI > 50 cr) of varied industries. (10+ investment grade clients)
- Developed ITI Grading product for the firm (Result: Reporting Manager awarded Spark of the Month for the successful launch of the grading product)
- Key SME Products under purview: BLR Rating (under BASEL II guidelines), Fixed Deposit Rating, ITI Grading and RESCO Grading
Front Desk Trading Trainee
Amplify Trading
April 2014
London
United Kingdom
- On live price movements, implemented fundamental macroeconomic analysis and used technical analysis tools to manage a portfolio of E-mini S&P500, GBP/USD, EUR/USD, Lite Crude Oil, Coffee and 10 yr. US Treasury Notes with 82% success and 87% Optimum Risk Management grade
Intern Business Engineering
Deutsche Bank Operations India Pvt. Ltd
February 2013
to May 2013
Internship
Mumbai
India
- Undergo intensive training on Investment Banking
- Intern in the Business Engineering department
- Do Productivity Analysis
- Execute Capacity Modelling and Inventory Listing
- Execute a project of Business Process Re-engineering
- Create database of fragmented processes
Lead Public Speaker, Relationship Management and Brand Development - UCMAS Gujarat
UCMAS Gujarat
January 2005
to July 2010
Freelancer
Vadodara
India
- Developed Business Relations for UCMAS with franchisee owners, Board of Trustees, Principals, Teachers of schools, Parents and children, other Dignitaries
- Promoted about 200 UCMAS franchises pan Gujarat. Addressed masses
- Illustrated the use of abacus and its influence on brain development and introduced memory mapping techniques
- Recommended incentive program for demo kids and mentored fellow demo kids
GGSB MSc Finance (Distinction grade in 1st yr)
Grenoble Ecole de Management - Grenoble Graduate School of Business
September 2013
to September 2015
Key Learnt Modules:
Advanced Financial Statement Analysis
Mergers and Acquisitions and Company Valuation
Audit and Risk Management
IT tools and Trading in equity, derivatives and currency
Investment Management
Financial Restructuring, LBOs and Venture Capital
Key Achievements:
Learn more
Advanced Financial Statement Analysis
Mergers and Acquisitions and Company Valuation
Audit and Risk Management
IT tools and Trading in equity, derivatives and currency
Investment Management
Financial Restructuring, LBOs and Venture Capital
Key Achievements:
- Tracked performance of 25 Equity Mutual Funds domestic in US from 2003-2013 to report market timing, performance persistence and alpha creation by fund managers to justify the management fees they charge (Distinction report grade given by GGSB panel)
- Masters’ dissertation focused on practically implementing valuation models to compute an intrinsic value and market based relative value of financial services firms (Banks) - focus on Indian PSBs. (Awaiting result, Due in December 2015)
Bachelor of Business Administration - Finance (CGPA 3.56/4, University Top 10)
Narsee Monjee Institute of Management Studies
July 2010
to July 2013
Awarded highest graded student at the University Level in Financial Modeling and Investment Planning
Learn more
12th Standard- 83.71%
10th Standard- 84.15%
10th Standard- 84.15%
- Teamwork
- Financial Statement Analysis
- Financial Modeling
- Abacus computation
- Investment Management
- Corporate finance
- Business Process Improvement
- Investment Decisions
- Asset Management
- English IELTS 8.5/9
- Hindi (Native)
- Gujarati (Native)
- French (Intermediate)